Kelp LedgerTerms of sale
Last updated: 10 November 2026
1. Who we are
These terms cover digital templates sold under the name Kelp Ledger ("we", "us"), including the 2027 Money Reset Notion template, the Google Sheets / Excel planner and the free Money Reset Lite template. You can reach us at hello@kelpledger.com.
2. Checkout, payment and tax
Paid products are sold through Gumroad, which acts as the merchant of record. Gumroad processes your payment, calculates and collects any applicable VAT or sales tax, and issues your receipt. Gumroad's own terms and privacy policy apply to the checkout. Prices are shown in US dollars. Gumroad may show the price in your local currency, and your bank may charge conversion fees.
3. Launch price and discount codes
The code RESET9 reduces the price of 2027 Money Reset from $12 to $9 and can be used until 30 November 2026 at 23:59 UTC. Codes can't be applied after a purchase or exchanged for cash.
4. What you get and delivery
After payment, your Gumroad receipt gives you a link to duplicate the Notion template into your own Notion workspace and a download of the .xlsx spreadsheet. You need your own Notion account (the free plan is enough) and/or a spreadsheet app such as Google Sheets, Microsoft Excel or LibreOffice. We don't host your data. Everything you enter stays in your Notion workspace or your file.
5. Licence
- You get a personal, non-exclusive, non-transferable licence to use and adapt the templates for your own personal or household use. You may also use them inside your own small business.
- You may not resell, share, sublicense, upload to a template marketplace or give away the templates or modified copies of them, in whole or in part.
- The design, text and structure of the templates remain the property of Kelp Ledger.
6. Refunds and your right of withdrawal
If something doesn't work as described, email hello@kelpledger.com within 14 days of purchase. We'll fix it or refund you in full.
The products are digital content supplied immediately. If you're a consumer in the EU, EEA or UK, you'll be asked at checkout to agree to immediate delivery and to acknowledge that this ends your 14-day right of withdrawal once the content is made available. This doesn't affect your statutory rights if the content is faulty or not as described.
7. Not financial advice
The templates are tools for organising your own information. They aren't financial, tax, legal or investment advice, and nothing in them is a recommendation. All calculations, including budgets, bill dates, debt payoff timelines and interest figures, are estimates based on the numbers you enter and on simplified assumptions (such as fixed interest rates and monthly compounding). Check important figures with your lender or a qualified adviser before you make decisions.
8. Updates and support
We may fix errors or improve the templates. If we do, buyers can get updated versions through their Gumroad library. Support is by email on a best-effort basis.
9. Liability
We take care to make the templates accurate, but they're provided "as is". As far as the law allows, we aren't liable for indirect or consequential losses or for decisions you make using the templates, and our total liability is limited to the price you paid. Nothing in these terms limits liability that can't be limited by law, or your statutory rights as a consumer.
10. Changes
We may update these terms. The version shown when you buy applies to your purchase.